Terms and Conditions of Use of MichelleBeltran.com

1. Acceptance of the Use of MichelleBeltran.com Terms and Conditions

Welcome to the MichelleBeltran.com Website. This Terms of Use Agreement (“Agreement”) sets forth the agreement between MichelleBeltran.com and Readings With Michelle, LLC (“Company”) (collectively, “MichelleBeltran.com,” “Site” or “Website”) and each user (“you” or “user”) governing the use by you of this Site.

Michelle Beltran® is a registered trademark of Readings With Michelle, LLC.

Your access to and use of MichelleBeltran.com is subject exclusively to these Terms and Conditions. You will not use the Website for any purpose that is unlawful or prohibited by these Terms and Conditions. By using the Website you are fully accepting the terms, conditions and disclaimers contained in this notice. If you do not accept these Terms and Conditions, you must immediately stop using the Website.

Users of the Site should periodically check for changes to this Agreement. Your continued use of the Site following the posting of changes to this Agreement on the Site, or by other means by which you obtain notice thereof means you accept those changes.

Please e-mail any questions regarding this Agreement using the “Contact Us” section of the Site. You may also request this Agreement be sent to you by mail by writing to: Readings With Michelle, LLC, c/o Lotus Law Center, 3755 Avocado Blvd. #282, La Mesa, CA 91941.

MichelleBeltran.com and Readings With Michelle, LLC is not intended for children or individuals under the age of 18. You may not use the information, products or services offered on this Website unless you have express permission by your parents or legal guardian. Any products and services purchased require the parent or legal guardian’s use of the Website to make purchases on behalf of any individual under the age of 18 using their personal information and not the data of the individual under 18.

2. Advice

The contents of MichelleBeltran.com Website and any advice, information, or services that are provided on the Site, links to any additional Site are provided for the purpose of information and further discussion with your counselor, legal, healthcare or other professional, and does not constitute legal, healthcare or other professional advice.

Any information provided on MichelleBeltran.com and any Sites to which this Website is linked, including any medical intuitive advice, any information relating to medical and health conditions and treatments, any information provided for emotional wellbeing and health, and any legal information provided, is not intended as a substitute for advice from a healthcare, legal, counselor, or any other professional.

Any information, products, or services on MichelleBeltran.com is not to be used for diagnosis or treatment of any health issue, legal issue, mental disorder, or for prescription of any medication or other treatment. Always consult with your healthcare, legal, counselor, or other professional before using any medication, herbal, homeopathic, or additional product or service before adopting or adding to any treatment you require for your issue.

3. Change of Use

MichelleBeltran.com reserves the right to: change or remove (temporarily or permanently) the Website or any part of it without notice and you confirm that MichelleBeltran.com shall not be liable to you for any such change or removal and change these Terms and Conditions at any time, and your continued use of the Website following any changes shall be deemed to be your acceptance of such change.

4. Links to Third Party Websites

MichelleBeltran.com may include links to third party Websites that are controlled and maintained by others. Any link to other Websites is not an endorsement of such Websites and you acknowledge and agree that we are not responsible for the content or availability of any such Sites.

5. Copyright

All copyright, trademarks and all other intellectual property rights in the Website and its content (including without limitation the Website design, text, graphics and all software and source codes connected with the Website) are owned by or licensed to MichelleBeltran.com or otherwise used by MichelleBeltran.com as permitted by law.

In accessing the Website you agree that you will access the content solely for your personal, non-commercial use. None of the content may be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior written consent of the copyright holder. This excludes the downloading, copying and/or printing of pages of the Website for personal, non-commercial home use only.

6. User Submitted Content

We may allow you to post a reply to blog posts on our site. You are responsible for any messages, reviews, text, photos, videos, graphics, code, or other content or materials that you post.

You acknowledge that the reply function of the blog site is for public and not private communications, and that you have no expectation of privacy with regard to any submission to the site. We cannot guarantee the security of any information you disclose through a reply to a blog post; you make such disclosures at your own risk.

You agree that when replying to a blog post you will not:

• Post a reply in connection with surveys, contests, pyramid schemes, chain letters, junk email, spamming or any duplicative or unsolicited messages (commercial or otherwise).
• Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
• Post any inappropriate, profane, defamatory, obscene, indecent or unlawful information.
• Use the blog post reply function to upload, or otherwise make available, files that contain images, photographs, software or other material protected by intellectual property laws, including, by way of example, and not as limitation, copyright or trademark laws (or by rights of privacy or publicity) unless you own or control the rights thereto or have received all necessary consent to do the same. You agree to pay for all royalties, fees, and other monies owed to any person or entity by reason of any content posted by you.
• Use the blog post reply function to upload files that contain viruses, Trojan horses, worms, time bombs, corrupted files, or any other similar software or programs that may damage the operation of another’s computer or the property of another.
• Advertise or offer to sell or buy any goods or services for any business purpose, unless such messages have been previously approved in writing by us.
• Violate any applicable laws or regulations, including Federal, State or local laws, or rules or regulations.
• Create a false identity for the purpose of misleading others.

MichelleBeltran.com and Readings With Michelle, LLC does not claim ownership of the materials that you post for review by the general public. However, by posting a reply to a blog post you are granting MichelleBeltran.com and Readings With Michelle, LLC permission to use your post in connection with the operation of our Internet business, including, without limitation, the license rights to: Copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your post.

No compensation will be paid with respect to the use of your materials, as provided herein. MichelleBeltran.com and Readings With Michelle, LLC is under no obligation to post or use any materials you may provide and may remove any materials at any time in its sole discretion.

You understand that MichelleBeltran.com and Readings With Michelle, LLC is only providing a service that allows users to access information that is being made available by others. MichelleBeltran.com and Readings With Michelle, LLC does not approve or control the blog post replies, therefore, you may be exposed to user content that is offensive, indecent, or objectionable. MichelleBeltran.com and Readings With Michelle, LLC does not endorse any particular user content and does not guarantee the accuracy, integrity or quality of any user content, and therefore, will not be liable in any way for any loss or damage of any kind that may incur as a result of the use of any user content. MichelleBeltran.com and Readings With Michelle, LLC assumes no responsibility for user content or for the conduct of the user submitting user content. MichelleBeltran.com and Readings With Michelle, LLC, as a provider of interactive services, is not liable for any statements, representations, or user content, and assumes no responsibility for monitoring the blog post replies for appropriate user content or conduct and has no obligation to screen, edit, or remove any of the user content. However, MichelleBeltran.com and Readings With Michelle, LLC may monitor, screen, edit, or remove any user content at any time, for any reason, or for no reason at all. Additionally, we cannot guarantee the authenticity of any data which users may provide about themselves.

7. Purchases

If you make a purchase on the Site, your purchase will be subject to the terms of our Purchase Policy, which is hereby incorporated into and made part of this Agreement. Please review our Purchase Policy before making any such purchase. By submitting payment information in connection with any such purchase, you agree to be bound by the terms of our Purchase Policy.

Billing and Payment – If you wish to purchase Products at the Site, you must provide valid credit card information on the Site’s order form. When you submit your credit card information, you give MichelleBeltran.com and Readings With Michelle, LLC permission to bill your purchases to the card information used on the order form. We reserve the right to cancel any order, any time and for any reason. If your credit card has already been charged and your order is cancelled, you shall receive a credit to your card account in the amount of the charge. We will not be responsible (i) for any charges that your card issuer may apply to you as a result of our processing your order, (ii) if your card issuer refuses or fails to authorize payment by you, or (iii) for any delays or non-delivery of Products that may arise due to any validation checks that may be carried out regarding your payment or identification. If you are under 18 years of age you may not order Products from the Site.

Acceptance of Order – Please note that there may be certain orders that we are unable to accept and must cancel. We reserve the right to decline or terminate any order for any reason. We will not charge your credit card until your payment method is authorized, the order information is verified for accuracy, and your order is shipped. Your order may be cancelled in some situations, including limits on quantities available for purchase; product or pricing information errors; or problems identified by our credit and fraud avoidance group. We may also require additional verifications or information before accepting any order. If all or any portion of your order is canceled or if additional information is required, we will contact you to accept your order. If your order is canceled after your credit card has been charged, we will issue a credit to your card in the amount of the charge.

Order Returns – You may return any Product purchased from the Site for any reason within ninety (90) days of purchase. You will receive a full refund or exchange for items in the original form of payment. To expedite your request, please include the following information with your return: (1) why you want to return your purchase, (2) your order number, and (3) the date you purchased the Product. You may contact Customer Service at 800-747-1600 for returns/cancellations/exchanges/and warranty information to receive authorization of return. Shipping and handling charges are non-refundable. MichelleBeltran.com and Readings With Michelle, LLC reserves the right, at its sole discretion, to reject any return that does not comply with these requirements. With regards to products sold on MichelleBeltran.com that are from a 3rd party, including, but not limited to, Hay House, Eckhart Tolle and Young Essential Living Oils, you are subject to their terms and conditions for returns, exchanges, cancellations and warranty.

Shipping and Handling – The prices displayed on this Site are displayed in U.S. dollars. It is your responsibility for the payment of any shipping and handling charges and state and local sales or use taxes that may apply to your order.

With respect to shipments of Products to consumers, wherever they may reside, title to Products and risk of loss shall pass to the buyer upon delivery of the Products to the common carrier. You are solely responsible for providing us with accurate shipping information, and in the event that any Product is returned to us as a result of your failure to do so, it is your responsibility to pay for any additional shipping fees or other charges that may be applied. Information regarding the rates for delivery schedules in the United States will be clearly posted on the Site.

Pricing and Errors on the Site – We work hard to provide accurate product and pricing information. However, pricing or typographical errors may occur. If, at any time, an item has an incorrect price or incorrect information displayed due to an error in pricing or product information, MichelleBeltran.com and Readings With Michelle, LLC shall have the right, at our sole discretion, to decline or terminate any orders placed for that item. If an item is incorrectly priced, we will either contact you for instructions or cancel your order and notify you of such cancellation. Prices and availability are subject to change without notice.

8. Privacy

Use of this Site is subject to the terms of our Privacy Policy, which is hereby incorporated into and made part of this Agreement. Please carefully review our Privacy Policy. By using this Site, you agree to be bound by the terms of our Privacy Policy. We reserve the right, and you authorize us, to use information regarding your use of this Site, account registration, and any other personal information provided by you in accordance with our Privacy Policy.

9. Limitations of Use

The Website and any Company information provided thereon is available to you only for non-commercial uses to determine the availability of goods and services offered on the Site and to transact business with MichelleBeltran.com. You may not use the information provided on this Site for any commercial use of other purpose without express written permission.

Prohibited Activities

You may not copy, display, distribute, download, license, modify, publish, re-post, reproduce, reuse, sell, transmit, use to create a derivative work, or otherwise use the content of this site for public or commercial purposes without our express written permission. Nothing on this site shall be construed to confer any grant or license of any intellectual property rights, whether by estoppel, by implication, or otherwise.

You may not modify, re-render, frame, mirror, truncate, add to, inject, filter or change the order of the information contained on any page of the Website, including, without limitation, by any way of reproducing the Website web pages or Readings With Michelle, LLC information on any other web site without our express written permission.

You may not copy, derive, edit, translate, decompile, reverse engineer, modify, use, or reproduce any code or source relating to our sites, including without limitation, any service or product MichelleBeltran.com offers.

You may not cause to appear any pop-up, pop-under, exit windows, expanding buttons, banners advertisement, or anything else which minimizes, covers, or otherwise inhibits the full display of the Website.

You may not use any deep-link, page-scrape, robot, crawl, index, spider, click spam, macro programs, Internet agent, or other automatic device, program, algorithm or methodology which does the same things, to use, access, copy, acquire information, generate impressions or clicks, input information, store information, search, generate searches, or monitor any portion of the Website.

You may not use MichelleBeltran.com in any way which depletes web infrastructural resources, slows the transferring or loading of any web page, or interferes with the normal operation of our site.

You may not upload or transmit to the Website any device, software, program, or file that may damage the operation of any computer or the Website, including without limitation, viruses or corrupt files.

You may not disguise the origin of information transmitted to, from, or through the Website. You may not circumvent any measures implemented by MichelleBeltran.com aimed at preventing violations of the Agreement. You may not violate the restrictions in any robot exclusion header.

When you use the Website information for an authorized purpose, you must include all proprietary notices without changing, hiding or deleting them.

You may not engage in any conduct that is, or that MichelleBeltran.com deems to be, in violation of this Agreement.

11. Disclaimers and Limitation of Liability

The Website is provided on an AS IS and AS AVAILABLE basis without any representation or endorsement made and without warranty of any kind whether express or implied, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy.

To the extent permitted by law, MichelleBeltran.com will not be liable for any indirect or consequential loss or damage whatever (including without limitation loss of business, opportunity, data, profits) arising out of or in connection with the use of the Website.

MichelleBeltran.com makes no warranty that the functionality of the Website will be uninterrupted or error free, that defects will be corrected or that the Website or the server that makes it available are free of viruses or anything else which may be harmful or destructive.

Nothing in these Terms and Conditions shall be construed so as to exclude or limit the liability of MichelleBeltran.com for death or personal injury as a result of the negligence of MichelleBeltran.com or that of its employees or agents.

ALL PRODUCTS AND SERVICES PURCHASED ON OR THROUGH THE SITE ARE SUBJECT ONLY TO ANY APPLICABLE WARRANTIES OF THEIR RESPECTIVE MANUFACTURERS, DISTRIBUTORS AND/OR SUPPLIERS, IF ANY. TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, MICHELLEBELTRAN.COM PARTIES DISCLAIM ALL WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, ANY IMPLIED WARRANTIES, WITH RESPECT TO THE PRODUCTS AND SERVICES LISTED OR PURCHASED ON OR THROUGH THE SITE. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, MICHELLEBELTRAN.COM PARTIES EXPRESSLY DISCLAIM ALL LIABILITY FOR PRODUCT DEFECT OR FAILURE, CLAIMS THAT ARE DUE TO NORMAL WEAR, PRODUCT MISUSE, ABUSE, PRODUCT MODIFICATION, IMPROPER PRODUCT SELECTION AND NON-COMPLIANCE WITH ANY PRINTED DIRECTIONS.

12. Indemnity

You agree to indemnify and hold MichelleBeltran.com and its employees and agents harmless from and against all liabilities, legal fees, damages, losses, costs and other expenses in relation to any claims or actions brought against MichelleBeltran.com arising out of any breach by you of these Terms and Conditions or other liabilities arising out of your use of this Website.

13. Severance

If any of these Terms and Conditions should be determined to be invalid, illegal or unenforceable for any reason by any court of competent jurisdiction then such Term or Condition shall be severed and the remaining Terms and Conditions shall survive and remain in full force and effect and continue to be binding and enforceable.

14. Testimonials And Customer Stories

Testimonials are not representative of everyone’s experience and only provide information about the individual’s experience at the point in time provided. Individual results can and may vary. MichelleBeltran.com and Readings With Michelle, LLC has not investigated or substantiated any of the user comments or claims and gives no representations or warranties about what you could expect by reading or using this Website or products sold on this Website.

15. Geographic Limits of Service

MichelleBeltran.com reserves the right, at any time in our sole discretion, to limit the availability and accessibility of the Site to any person, geographic area, or jurisdiction we so desire. This Site is subject to United States export controls, and may not be used, downloaded or otherwise exported or re-exported (i) into (or to a national or resident of) Cuba, Libya, North Korea, Iran, Syria, or any other country to which the U.S. has embargoed goods; or (ii) to anyone on the U.S. Treasury Department’s list of Specially Designated Nationals or the U.S. Commerce Department’s Table of Deny Orders. By using the Site, you represent and warrant that you are not located in, under the control of, or a national or resident of any such country or on any such list. Use, duplication, or disclosure by the U.S. Government is subject to restrictions as set forth in these Terms of Use and as provided in DFARS 227.7202-1(a) and 227.7202-3(a) (1995), DFARS 252.227-7013 (October 1988), FAR 12.212(a) (1995), FAR 52.227-19, or FAR 52.227-14, and any amendments thereto, as applicable.

MichelleBeltran.com makes no representation that Materials contained on the Site or products described or offered on the Site are appropriate or available for use in jurisdictions outside the United States, or that this Agreement complies with the laws of any other country. Visitors who use the Site and reside outside the United States do so on their own initiative and are responsible for compliance with all laws, if and to the extent local laws are applicable. You agree that you will not access this Site from any territory where its contents are illegal, and that you, and not MichelleBeltran.com or affiliated parties, are responsible for compliance with applicable local laws.

16. Use of Password

The MichelleBeltran.com website may allow you to create an account that is secured with a password. You shall treat your password as private, confidential and personal and shall safeguard and maintain its confidentiality. You are entirely responsible for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security. Use by any other person or entity shall be considered theft. We will not be liable for any loss that you may incur as a result of someone else using your password or account, either with or without your knowledge. You shall be liable for any consequences that may result from unauthorized disclosure of your password, whether intentional, negligent or inadvertent, including but not limited to immediate termination of your account and liability for liquidated damages. This obligation to maintain confidentiality shall survive the termination of this Agreement.

17. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the law of USA and you hereby submit to the exclusive jurisdiction of the USA courts.

For any further information please write to the webmaster at: Readings With Michelle, LLC, P.O. Box 2223 Reno, Nevada, 89505.

18. Miscellaneous and Advertising

No representations are made as to celebrity endorsements with respect to Morgan Freeman.

Featured in the ET Online’s Halloween 2015 Gift Bag Giveaway, sponsored by Shay Parker’s Best American Psychics. Gift bags courtesy of Backstage Creations.

Privacy Policy for MichelleBeltran.com

This Privacy Policy governs the manner in which Michelle Beltran and Readings With Michelle, LLC collects, uses, maintains and discloses information collected from users (each, a “User”) of the www.michellebeltran.com website (“Site”). This privacy policy applies to the Site and all products and services offered by Michelle Beltran and Readings With Michelle, LLC.

Personal identification information

We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, register on the site, subscribe to the newsletter, respond to a survey, fill out a form, and in connection with other activities, services, features or resources we make available on our Site. Users may be asked for, as appropriate, name, email address, mailing address, phone number, credit card information. Users may, however, visit our Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities.

Non-personal identification information

We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.

Information such as the type of browser being used, its operating system, and your computer’s Internet Protocol (“IP”) address (a number that your Internet service provider assigns to your computer whenever you surf the Internet) is gathered in order to facilitate our online operations and to assure an efficient online experience for you. We may also use or share this information for security purposes, to generate group statistics about our user community, or as required by law.

We may use your IP address or other automatically recorded information, in cooperation with your Internet provider, to identify you if it is necessary to contact you or to bring legal action against you because you are violating the Terms and Conditions of use for this site or may be causing injury to or interference (intentionally or unintentionally) with our company’s rights or property, other users of this site or anyone else who could be harmed by your activities.

Web browser cookies

Our Site may use “cookies” to enhance User experience. “Cookies” are small text files sent by Web servers to be stored on the computers of website users. These files often contain personalization settings or unique identifiers to keep track of your information and to help us understand the movements of users within and between websites. Cookies alone do not personally identify individuals. User’s web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly.

How we use collected information

Michelle Beltran and Readings With Michelle, LLC may collect and use Users personal information for the following purposes:

• To improve customer service

  Information you provide helps us respond to your customer service requests and support needs more efficiently.

• To personalize user experience

  We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Site.

• To improve our Site

  We may use feedback you provide to improve our products and services.

• To process payments

  We may use the information Users provide about themselves when placing an order only to provide service to that order. We do not share this information with outside parties except to the extent necessary to provide the service. Information collected by Michelle Beltran and Readings With Michelle, LLC is also used for shipping your online purchases and for sending messages and correspondence about purchases via email.

• To run a promotion, contest, survey or other Site feature

  To send Users information they agreed to receive about topics we think will be of interest to them.

• To send periodic emails

  We may use the email address to send User information and updates pertaining to their order. It may also be used to respond to their inquiries, questions, and/or other requests.

How we protect your information

We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site.

Sensitive and private data exchange between the Site and its Users happens over a SSL secured communication channel and is encrypted and protected with digital signatures.

Users should be aware, however, that due to the open communication nature of the Internet we cannot guarantee that communication between Users and us, and between us and Users, will be free from unauthorized access by third parties nor can we be responsible for information stolen from our servers by information harvesting software which may have the ability to scrape data.

Sharing your personal information

We do not sell, trade, or rent Users personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates and advertisers for the purposes outlined above. We may use third party service providers to help us operate our business and the Site or administer activities on our behalf, such as sending out newsletters or surveys. We may share your information with these third parties for those limited purposes provided that you have given us your permission.

Personal information collected on this site may be stored and processed in the United States or any other country in which MichelleBeltran.com and Readings With Michelle, LLC or their affiliates, subsidiaries or agents maintain facilities, and by using this site, you consent to any such transfer of information outside of your country.

Third party websites

Users may find advertising or other content on our Site that link to the sites and services of our partners, suppliers, advertisers, sponsors, licensors and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Site. In addition, these sites or services, including their content and links, may be constantly changing. These sites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites which have a link to our Site, is subject to that website’s own terms and policies.

Advertising

Ads appearing on our site may be delivered to Users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile non personal identification information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This privacy policy does not cover the use of cookies by any advertisers.

Compliance with children’s online privacy protection act

Protecting the privacy of the very young is especially important. For that reason, we never collect or maintain information at our Site from those we actually know are under 18, and individuals under the age of 18 are not eligible to use this Website, products, or services. If a User believes a child may have provided us with personal information without Users consent, please contact us at Readings With Michelle, LLC., P.O. Box 2223 Reno, Nevada, 89505.

Changes to this privacy policy

Michelle Beltran and Readings With Michelle, LLC has the discretion to update this privacy policy at any time. When we do, we will revise the updated date at the bottom of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

Your acceptance of these terms

By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.

Miscellaneous and Advertising

No representations are made as to celebrity endorsements with respect to Morgan Freeman.

Contacting us

Your visit to this site is subject to this notice, including limitations on damages, arbitration of disputes and application of the law of the State of California.

If you have any questions about our privacy practices or procedures, please feel free to contact us at:

Readings With Michelle, LLC., P.O. Box 2223 Reno, Nevada, 89505.

This document was last updated on October 2, 2014

If you make a purchase on the Site, your purchase will be subject to the terms of our Purchase Policy, which is hereby incorporated into and made part of this Agreement. Please review our Purchase Policy before making any such purchase. By submitting payment information in connection with any such purchase, you agree to be bound by the terms of our Purchase Policy.

1. Billing and Payment – If you wish to purchase Products at the Site, you must provide valid credit card information on the Site’s order form. When you submit your credit card information, you give MichelleBeltran.com and Readings With Michelle, LLC permission to bill your purchases to the card information used on the order form. We reserve the right to cancel any order, any time and for any reason. If your credit card has already been charged and your order is cancelled, you shall receive a credit to your card account in the amount of the charge. We will not be responsible (i) for any charges that your card issuer may apply to you as a result of our processing your order, (ii) if your card issuer refuses or fails to authorize payment by you, or (iii) for any delays or non-delivery of Products that may arise due to any validation checks that may be carried out regarding your payment or identification. If you are under 18 years of age, you may not order Products from the Site.
2. Acceptance of Order – Please note that there may be certain orders that we are unable to accept and must cancel. We reserve the right to decline or terminate any order for any reason. We will not charge your credit card until your payment method is authorized, the order information is verified for accuracy, and your order is shipped. Your order may be cancelled in some situations, including limits on quantities available for purchase; product or pricing information errors; or problems identified by our credit and fraud avoidance group. We may also require additional verifications or information before accepting any order. If all or any portion of your order is canceled or if additional information is required, we will contact you to accept your order. If your order is canceled after your credit card has been charged, we will issue a credit to your card in the amount of the charge.
3. Order Returns – You may return any Product purchased from the Site for any reason within ninety (90) days of purchase. You will receive a full refund or exchange for items in the original form of payment. To expedite your request, please include the following information with your return: (1) why you want to return your purchase, (2) your order number, and (3) the date you purchased the Product. You may contact Customer Service at 800-747-1600 for returns/cancellations/exchanges/and warranty information to receive authorization of return. Shipping and handling charges are non-refundable. MichelleBeltran.com and Readings With Michelle, LLC reserves the right, at its sole discretion, to reject any return that does not comply with these requirements. With regards to products sold on MichelleBeltran.com that are from a 3rd party, including, but not limited to, Hay House, Eckhart Tolle and Young Essential Living Oils, you are subject to their terms and conditions for returns, exchanges, cancellations and warranty.
4. Shipping and Handling – The prices displayed on this Site are displayed in U.S. dollars. It is your responsibility for the payment of any shipping and handling charges and state and local sales or use taxes that may apply to your order.With respect to shipments of Products to consumers, wherever they may reside, title to Products and risk of loss shall pass to the buyer upon delivery of the Products to the common carrier. You are solely responsible for providing us with accurate shipping information, and in the event that any Product is returned to us as a result of your failure to do so, it is your responsibility to pay for any additional shipping fees or other charges that may be applied. Information regarding the rates for delivery schedules in the United States will be clearly posted on the Site.
5. Pricing and Errors on the Site – We work hard to provide accurate product and pricing information. However, pricing or typographical errors may occur. If, at any time, an item has an incorrect price or incorrect information displayed due to an error in pricing or product information, MichelleBeltran.com and Readings With Michelle, LLC shall have the right, at our sole discretion, to decline or terminate any orders placed for that item. If an item is incorrectly priced, we will either contact you for instructions or cancel your order and notify you of such cancellation. Prices and availability are subject to change without notice.